Terms and Conditions

Terms and conditions of use

Expert Circle LTD

Last updated: May 2026

Introduction

These terms and conditions apply between you, the User of this Website (including any sub-domains, unless expressly excluded by their own terms and conditions), and Expert Circle LTD, the owner and operator of this Website (registered in England and Wales). Please read these terms and conditions carefully, as they affect your legal rights.

Your agreement to comply with and be bound by these terms and conditions is deemed to occur upon your first use of the Website. If you do not agree to be bound by these terms and conditions, you should stop using the Website immediately.

In these terms and conditions, “User” or “Users” means any third party that accesses the Website and is not either (i) employed by Expert Circle LTD and acting in the course of their employment or (ii) engaged as a consultant or otherwise providing services to Expert Circle LTD and accessing the Website in connection with the provision of such services.

You must be at least 18 years of age to use this Website. By using the Website and agreeing to these terms and conditions, you represent and warrant that you are at least 18 years of age.

Intellectual property and acceptable use

  1. All Content included on the Website, unless uploaded by Users, is the property of Expert Circle LTD, our affiliates or other relevant third parties. In these terms and conditions, Content means any text, graphics, images, audio, video, software, data compilations, page layout, underlying code and software and any other form of information capable of being stored in a computer that appears on or forms part of this Website, including any such content uploaded by Users. By continuing to use the Website you acknowledge that such Content is protected by copyright, trademarks, database rights and other intellectual property rights. Nothing on this site shall be construed as granting, by implication, estoppel, or otherwise, any licence or right to use any trademark, logo or service mark displayed on the site without the owner’s prior written permission.
  2. You may, for your own personal, non-commercial use only, do the following:
  1. retrieve, display and view the Content on a computer screen.
  1. You must not otherwise reproduce, modify, copy, distribute or use for commercial purposes any Content without the written permission of Expert Circle LTD.
  2. You acknowledge that you are responsible for any Content you may submit via the Website, including the legality, reliability, appropriateness, originality and copyright of any such Content. You may not upload to, distribute or otherwise publish through the Website any Content that (i) is confidential, proprietary, false, fraudulent, libellous, defamatory, obscene, threatening, invasive of privacy or publicity rights, infringing on intellectual property rights, abusive, illegal or otherwise objectionable; (ii) may constitute or encourage a criminal offence, violate the rights of any party or otherwise give rise to liability or violate any law; or (iii) may contain software viruses, political campaigning, chain letters, mass mailings, or any form of spam.
  3. You represent and warrant that you own or otherwise control all the rights to the Content you post; that the Content is accurate; that use of the Content you supply does not violate any provision of these terms and conditions and will not cause injury to any person; and that you will indemnify Expert Circle LTD for all claims resulting from Content you supply.

Prohibited use

  1. You may not use the Website for any of the following purposes:
  1. in any way which causes, or may cause, damage to the Website or interferes with any other person’s use or enjoyment of the Website;
  2. in any way which is harmful, unlawful, illegal, abusive, harassing, threatening or otherwise objectionable or in breach of any applicable law, regulation or governmental order;
  3. making, transmitting or storing electronic copies of Content protected by copyright without the permission of the owner;
  4. scraping, harvesting or otherwise extracting data from the Website without our prior written consent.

Programme

The following terms apply where you purchase access to, or participate in, any programme offered by Expert Circle LTD (the “Programme”).

  1. By purchasing access to the Programme you agree to these terms and conditions in full.
  2. Access to the Programme is personal to you and may not be transferred or shared with any third party without our prior written consent.
  3. We reserve the right to amend, update or adjust the Programme content, schedule, speakers or format at any time. Where material changes are made we will provide reasonable advance notice where practicable.
  4. We reserve the right to remove any participant from the Programme at our sole discretion where their conduct is disruptive, offensive or in material breach of these terms. Where removal occurs due to the participant’s own conduct, no refund will be issued. This does not affect any statutory rights you may have.
  5. Programme materials, recordings and resources provided to participants remain the intellectual property of Expert Circle LTD. Participants may use such materials for their own personal or professional development but may not distribute, resell or reproduce them without our prior written consent.
  6. Participation in the Programme does not guarantee any particular outcome, result or return on investment. All case studies, examples and testimonials are illustrative only.
  7. Expert Circle LTD is not responsible for the views, opinions or advice expressed by any guest speakers, facilitators or third-party contributors within the Programme.

Executive Briefings

The following terms apply where you access, attend or commission an Executive Briefing offered by Expert Circle LTD (a “Briefing”).

  1. Briefings are designed for business professionals and are offered on a strictly commercial basis. By registering or purchasing a Briefing you agree to these terms.
  2. Access to a Briefing is personal to the registered attendee or named representative. Substitutions must be notified to us in writing at least 48 hours in advance at contact@expertcircle.co.uk.
  3. Briefing content, including any materials, slides, recordings or summaries provided, remains the intellectual property of Expert Circle LTD. Attendees may use such materials internally within their own organisation but may not publish, share externally or redistribute without our prior written consent.
  4. Expert Circle LTD reserves the right to alter the format, speakers, date, time or delivery method of a Briefing. Where a Briefing is postponed or cancelled by Expert Circle LTD, attendees will be offered an equivalent alternative or, at our discretion, a credit against a future Briefing.
  5. Expert Circle LTD is not responsible for any views, opinions or recommendations expressed by speakers, panellists or contributors at a Briefing. Attendees should undertake their own independent assessment before acting on any information provided.
  6. Any confidential information shared by attendees during a Briefing (for example, during discussion or Q&A) is shared at the attendee’s own risk. Expert Circle LTD will use reasonable endeavours to maintain confidentiality but cannot guarantee the conduct of other participants.
  7. Recording of Briefings by attendees is strictly prohibited without our prior written consent.

Payments and refund policy

Your statutory rights are not affected by this policy. Nothing below removes or limits any right you have under the Consumer Rights Act 2015 or any other applicable legislation.

 

  1. All fees for Programmes, Briefings or other paid services offered by Expert Circle LTD are quoted in pounds sterling (GBP) and are inclusive of VAT where applicable.
  2. Payment is required in full at the time of purchase unless expressly agreed otherwise in writing.
  3. Statutory rights. Where a service is not delivered with reasonable care and skill, or does not match what was described at the point of sale, you may be entitled to a remedy under the Consumer Rights Act 2015, including repeat performance or a price reduction. Nothing in this policy removes or limits those rights.
  4. Cooling-off period for online purchases (Programmes). Where you purchase a Programme online and the service does not begin on a specific pre-scheduled date, you have the right to cancel within 14 days of purchase under the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013, provided the Programme has not yet commenced. If you request that the Programme begins within the 14-day cooling-off period, you acknowledge that your right to cancel will be extinguished once the service has been fully performed, and you will be liable for a proportionate payment for any services delivered up to cancellation.
  5. Fixed-date events — Briefings and scheduled events. Executive Briefings and other services booked for a specific date or dates are exempt from the 14-day cooling-off right under the Consumer Contracts Regulations 2013 as services linked to a specific date. Once payment has been made for a fixed-date Briefing or event, no refund will be issued for non-attendance or cancellation by the attendee, except where your statutory rights apply.
  6. Change of mind — general. Outside of your statutory rights and any applicable cooling-off period, all sales are final. We do not issue refunds, credits or transfers for non-attendance, change of circumstances, or dissatisfaction with content where the service has been delivered substantially as described.
  7. Cancellation by Expert Circle LTD. Where Expert Circle LTD cancels or is unable to deliver a Programme or Briefing, you will be offered an equivalent alternative date or session. If no suitable alternative is available, a full refund of the amount you paid will be issued within 14 days. This is in addition to any rights you may have under applicable law.
  8. Chargebacks and payment disputes. We ask that you contact us at contact@expertcircle.co.uk before initiating any chargeback or payment dispute, to allow us the opportunity to resolve the matter. Where a chargeback is raised without prior contact and is not upheld, Expert Circle LTD reserves the right to recover the disputed amount together with any associated bank or processing charges.
  9. Where you have purchased via a third-party platform or event provider, the refund terms of that platform may apply instead of these terms. Please check at the point of purchase.

Terms for article submission

  1. Upon submission of your article, we will design a featured image incorporating your firm’s logo. We will provide two design options for you to select from.
  2. Once your article is published, you are entitled to request one set of amendments. Subsequent modifications may be subject to additional charges.
  3. All submitted articles must be original and entirely free of plagiarism. We perform a plagiarism check on every submission. Content found to be plagiarised will be rejected without notice.
  4. If you provide an image with your article, you confirm that you have full copyright clearance and possess the necessary rights or permissions for its use. Expert Circle LTD will not bear responsibility for any copyright infringements relating to images you submit.
  5. By submitting an article, you acknowledge that your firm is solely liable for any claims or disputes arising from the content, including but not limited to defamation, misinformation, and intellectual property infringement.
  6. Upon submission, you grant Expert Circle LTD the non-exclusive right to publish the article on our platform and to use excerpts in our promotional and marketing materials. You retain ownership of the original work. Republishing the article in full elsewhere should include a credit to Expert Circle LTD as the original publisher where practicable.
  7. Articles will remain on our platform indefinitely. We reserve the right to remove or archive any article at our discretion, including where content becomes outdated, inaccurate or inconsistent with our editorial standards.
  8. You are responsible for ensuring that no sensitive or confidential information is included in your submission. Expert Circle LTD accepts no liability for the unintentional disclosure of confidential information published in submitted articles.
  9. Feedback for the permitted one-time amendment should be provided within seven days of the article’s publication. After this period, the article will be deemed accepted as published.
  10. We reserve the right to accept or decline any article at our sole discretion, irrespective of plagiarism concerns.
  11. Articles and images must adhere to our format and quality guidelines, which are provided separately upon request.

Registration

  1. You must ensure that the details provided by you on registration or at any time are correct and complete.
  2. You must inform us immediately of any changes to the information you provided when registering by updating your personal details, so that we can communicate with you effectively.
  3. We may suspend or cancel your registration with immediate effect for any reasonable purpose or if you breach these terms and conditions.
  4. You may cancel your registration at any time by contacting us in writing at contact@expertcircle.co.uk. Cancellation or suspension of your registration does not affect any statutory rights.

Password and security

  1. When you register on this Website, you will be asked to create a password, which you should keep confidential and not disclose or share with anyone.
  2. If we have reason to believe that there is or is likely to be any misuse of the Website or breach of security, we may require you to change your password or suspend your account.

Links to other websites

  1. This Website may contain links to other sites. Unless expressly stated, these sites are not under the control of Expert Circle LTD or our affiliates.
  2. Affiliate disclosure: This Website may contain links to products and services from affiliate partners. We may receive a commission for purchases made through these links at no additional cost to you. The inclusion of any affiliate links does not imply an endorsement or guarantee of the product or service by Expert Circle LTD.
  3. We assume no responsibility for the content of third-party websites and disclaim liability for any and all forms of loss or damage arising out of the use of them.

Privacy Policy and Cookies Policy

  1. Use of the Website is also governed by our Privacy Policy and Cookies Policy, which are incorporated into these terms and conditions by reference. To view these policies, please visit https://www.expertcircle.co.uk/privacy-policy.
  2. By using this Website you consent to the processing of your personal data in accordance with our Privacy Policy. We process personal data in compliance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.

Availability of the Website and disclaimers

  1. Any online facilities, tools, services or information that Expert Circle LTD makes available through the Website (the “Service”) is provided “as is” and on an “as available” basis. We give no warranty that the Service will be free of defects and/or faults.
  2. To the maximum extent permitted by law, we provide no warranties (express or implied) of fitness for a particular purpose, accuracy of information, compatibility or satisfactory quality.
  3. Whilst Expert Circle LTD uses reasonable endeavours to ensure that the Website is secure and free of errors, viruses and other malware, we give no warranty in that regard and all Users take responsibility for their own security, that of their personal details and their devices.
  4. Expert Circle LTD accepts no liability for any disruption or non-availability of the Website.
  5. Expert Circle LTD reserves the right to alter, suspend or discontinue any part (or the whole) of the Website, including any products and/or services available. These terms and conditions shall continue to apply to any modified version of the Website unless it is expressly stated otherwise.

Limitation of liability

  1. Nothing in these terms and conditions will: (a) limit or exclude our or your liability for death or personal injury resulting from negligence; (b) limit or exclude our or your liability for fraud or fraudulent misrepresentation; or (c) limit or exclude any liabilities in any way not permitted under applicable law.
  2. To the extent that the Website and Content are provided free of charge, we will not be liable to you for any loss or damage of any kind.
  3. We will not be liable to you in respect of any losses arising out of events beyond our reasonable control.
  4. To the maximum extent permitted by law, Expert Circle LTD accepts no liability for any of the following:
  1. any business losses, such as loss of profits, income, revenue, anticipated savings, business, contracts, goodwill or commercial opportunities;
  2. loss or corruption of any data, database or software;
  3. any special, indirect or consequential loss or damage.
  1. Our total aggregate liability to you in connection with any Programme, Briefing or other paid service shall not exceed the total fees paid by you to Expert Circle LTD for that specific service.

General

You may not transfer any of your rights under these terms and conditions to any other person. We may transfer our rights under these terms and conditions where we reasonably believe your rights will not be affected.

These terms and conditions may be varied by us from time to time. Such revised terms will apply to the Website from the date of publication. Users should check these terms and conditions regularly to ensure familiarity with the current version.

These terms and conditions, together with the Privacy Policy and Cookies Policy, contain the whole agreement between the parties relating to their subject matter and supersede all prior discussions, arrangements or agreements.

The Contracts (Rights of Third Parties) Act 1999 shall not apply to these terms and conditions and no third party will have any right to enforce or rely on any provision herein.

If any court or competent authority finds that any provision of these terms and conditions (or part of any provision) is invalid, illegal or unenforceable, that provision will, to the extent required, be deemed deleted, and the validity and enforceability of the other provisions will not be affected.

Unless otherwise agreed, no delay, act or omission by a party in exercising any right or remedy will be deemed a waiver of that, or any other, right or remedy.

This Agreement shall be governed by and interpreted according to the law of England and Wales and all disputes arising under the Agreement (including non-contractual disputes or claims) shall be subject to the exclusive jurisdiction of the English and Welsh courts.

Contact details

Expert Circle LTD operates the Website at https://www.expertcircle.co.uk.

Registered address: 5th Floor, 167–169 Great Portland Street, London, England, W1W 5PF

Email: contact@expertcircle.co.uk

 

These terms and conditions were last reviewed and updated in May 2026.

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